Baby Bonus Cash Gift: how much, when each payment lands, and what changes in April 2027

The Baby Bonus Cash Gift is S$11,000 for a first or second child and S$13,000 for a third child onwards, for Singapore citizen children born on or after 14 February 2023 (as of October 2026). You may also see it shortened to BBCG.

It is paid in parts, every 6 months until your child turns 6 and a half. The money goes into a Child Savings Account (CSA): a savings account the bank opens in your child’s name and yours.

That schedule now has an end date. The SG Child Support Package is the Government’s new set of payments for children. It replaces the Baby Bonus Scheme, and Baby Bonus Cash Gift payments carry on only until 31 March 2027.

After that comes a top-up, one extra payment, by 30 April 2027. LifeSG, the Government’s site for family services, says it brings total support “up to $10,000 if applicable”.

So no baby on today’s schedule will receive all of it. Here is the payment table by age, where the money lands, what it is for, and what the April 2027 switch means for you.

How much is the Baby Bonus Cash Gift?

The amount depends on birth order, meaning whether this is your first, second, third or later child. The first two children get the same S$11,000 each. From the third child on, every child gets S$13,000, a fifth or later child included (as of October 2026).

The Baby Bonus Cash Gift is one of the two parts of the Baby Bonus Scheme. The other part is the Child Development Account (CDA), a separate savings account the Government tops up for school and medical costs. The two come together, but they pay into different accounts and follow different rules.

Two conditions decide whether your child gets it. Your child must be 12 or younger and a Singapore citizen, either at birth or before turning 12. And the parents must be lawfully married.

A child of a single parent who has never married does not get it. That child still gets the CDA benefits if born on or after 1 September 2016.

If your child was not a citizen at birth, the amount is pro-rated. That means it is cut down to a smaller sum.

When does each payment land?

The biggest payment comes first, at birth, and the payments get smaller as your child grows. For a baby born on or after 18 February 2025, the payments split like this.

Most of the money arrives in the first 18 months: S$7,000 of S$11,000 for a first or second child, and S$9,000 of S$13,000 from the third. That matters now. The schedule stops on 31 March 2027, so a baby born after 31 March 2025 turns 2 too late for any of the S$400 payments.

You get a nudge before each payment: an SMS or email with the expected date, around 3 to 5 working days ahead.

The table is for babies born from 18 February 2025. Children born between 14 February 2023 and 17 February 2025 get the same totals.

To see an older child’s own figures, use Family View on Parent Portal Services. It is the Government’s page that shows each child’s Baby Bonus Cash Gift benefits. You log in with Singpass, the national digital ID.

Which account is it paid into, and how do you get it?

The Baby Bonus Cash Gift goes into your child’s Child Savings Account (CSA). You do not open the CSA on its own: the bank opens it automatically when you open the CDA. So getting the payments comes down to enrolling and opening the CDA, in this order.

1. Enrol your child in the Baby Bonus Scheme. For a Singapore citizen baby born here, this is part of registering the birth on LifeSG. If the birth is already registered, or your child is a new citizen or adopted, use LifeSG’s separate Apply for Baby Bonus service.
2. Pick a bank during that application: POSB/DBS, OCBC or UOB. It will hold both the CDA and the CSA.
3. Watch your email and the LifeSG app inbox. The instructions for opening the accounts arrive there once enrolment goes through.
4. Open the CDA in the bank’s app or internet banking. The CSA opens with it.
5. Look for the first payment in the CSA within 7 to 10 working days of the account opening successfully.

The CSA is a joint savings account, held by your child and the CDA trustee. The trustee is the parent who registered the birth or applied for Baby Bonus.

Besides the Baby Bonus Cash Gift, the CSA is the default account for Government financial help and for education bursaries, grants or awards. It has no minimum balance, fees or charges.

Keep it open. A closed CSA cannot be reopened, and closing it can delay Government payments to your child.

Say your child was enrolled from 1 July 2024 and you move the CDA to another bank. A new CSA then opens there, and the remaining payments go into it. The old CSA becomes a normal joint savings account, and the money already in it stays put.

Older siblings may be paid differently. A child enrolled before 1 July 2024 who never had a CSA receives the remaining payments in the bank account the parent nominated. That is because the CSA only became the paying account from that date.

Can you withdraw it, and what can you use it for?

Yes, you can withdraw the Baby Bonus Cash Gift as cash. It sits in the CSA, not in the CDA, and MSF says CSA money can be withdrawn in cash because the CSA works like a regular joint savings account. The money is there to help with early childhood expenses.

The CDA is the account with the lock. You cannot withdraw cash from it, as the Ministry of Social and Family Development (MSF) confirms.

The money only pays for your child’s education and healthcare at Approved Institutions. These are providers registered with MSF, and the costs include preschool fees and medical bills.

The two accounts are easy to mix up, so here they are side by side. The last row is about PayNow. From April 2027, the new Package pays into the bank account linked to your child’s PayNow ID, which is their NRIC (identity card) or birth certificate number.

Is the Baby Bonus Cash Gift the same as the CDA First Step Grant?

No. The First Step Grant is a one-off sum the Government puts into the CDA once you open it, without you saving first. For a child born on or after 14 February 2023, it is S$5,000 for a first or second child.

A third or later child born from 18 February 2025 gets S$10,000, up from S$5,000 (as of October 2026). That larger grant comes from the Large Families Scheme, which gives more to third and later children.

So a first child’s Baby Bonus is two different sums in two accounts: up to S$11,000 in the CSA, and S$5,000 of grant in the CDA. Our Child Development Account guide covers the grant, the matching and what the CDA pays for.

What happens to the Baby Bonus Cash Gift in April 2027?

It stops, and the SG Child Support Package takes over. The Package was announced at the 2026 National Day Rally. It replaces both the Baby Bonus Scheme and the Large Families Scheme.

A child already enrolled in Baby Bonus moves across automatically, with no new application. The dates, as of October 2026:

1. 31 March 2027 The last day of Baby Bonus Cash Gift payouts, for children born before 1 April 2027. Link your child’s PayNow ID to the CSA, or another account in their name, before 1 April 2027.
2. 1 April 2027 Babies born from this date get no Baby Bonus Cash Gift. They get the Baby Gift instead: a new cash payment of S$10,000, paid in 2 parts within 12 months of birth.
3. April 2027 Package payouts begin. They include the first Child Credits: S$2,000 a year for children aged 1 to 16, paid on your child’s birthday after that first payout.
4. 30 April 2027 The latest date for the top-up to S$10,000, for children born from 14 February 2023 to 31 March 2027, if eligible.

How much your child receives before the stop depends on their birth month. Take a first child born in January 2026. The payments at birth, 6 months and 12 months fall before 31 March 2027, S$6,000 in all.

The January baby’s 18 month payment would have come in July 2027. A first child born in October 2026 gets only the S$3,000 birth payment, because the 6 month payment would fall in April 2027.

Those two sums are our own count from the table, not official figures for your child. The top-up is meant to bring total support up to S$10,000.

LifeSG’s Package page lists the top-up by birth date (as of October 2026). A child born from 1 January 2026 to 31 March 2027 gets a top-up to the S$10,000 Baby Gift. A child born from 14 February 2023 to 31 December 2025 gets a top-up to S$10,000 when the Baby Bonus Cash Gift stops, if eligible.

Its overview by birth date lists no top-up for children born before 14 February 2023, and the page does not say how the amount is worked out. So do not budget on a top-up figure until MSF publishes the method or tells you your child’s amount.

What to do now

Log in to Family View on Parent Portal Services with Singpass and check your child’s Baby Bonus Cash Gift benefits. With the table above, count how many payments still fall before 31 March 2027: that is the money your budget can rely on. Then read our SG Child Support Package guide for what replaces it from April 2027, from the Baby Gift to the Child Credits.

More for the first months is in our newborn guides.

Wei Chun

Founder & Editor

A Singapore parent writing the guide he wished he'd had — practical, calm, and grounded in what actually works.

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